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Inspiring Smarter Money Choices

Our Story

Dogwood & Oaks Company Ltd operating as The Money Wit. We are a financial wellness and education company empowering individuals, professionals, and organizations across Africa with the knowledge and tools to make informed money decisions, build sustainable wealth, and achieve financial freedom. Our company name reflects our philosophy: like the Dogwood tree that blooms quickly with immediate beauty and the Oak that grows slowly into generational strength, we believe your financial life needs both quick wins and lasting wealth. We help you understand when to pursue each, and how to balance both with intention. As a social enterprise, we bridge the financial literacy gap in Africa by combining high-quality education, access to relevant investment information, and community support. Our programs align with UN Sustainable Development Goals, particularly those promoting quality education, gender equality, and reduced inequalities. Founded by Oler Oladele, CFA—a securities trader turned financial educator we serve as a credible, regulator-aligned bridge between retail investors and the complex world of finance. We don't just show you where to invest; we equip you with the mental models to understand risk, recognize unregulated schemes, and build long-term wealth with confidence. From our roots in Lagos to reaching over 10,000 individuals globally, our mission is ensuring every African has the tools to make informed, disciplined financial decisions. In simple english, we help you become The Money Wit!

Our Values

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Initiative

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Collaboration

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Empathy

Our Philosophy

For us, investing is like farming! Plant a seed in good soil, suitable environment, water it, give it time and at some point, you'll be reaping harvest every year! Time is our best friend in investing - play the long game and start early. Don't put all your eggs in one basket! __DIVERSIFY__! Some investments will give you cash flow, some will give you __capital gains__, it all adds up. At the start, a larger percentage of your investments should be in __regulated entities__ (you'll know what that is when you join us) - you are in it for the long haul. Every investment opportunity must make sense in simple english, we avoid convoluted and illogical opportunities. Your money journey is one that will last your whole life time, take yourself seriously, mentally prepare for the ups, downs and opportunities they will present - your future self will thank you. Finally, Return is always a reward for __risk!__ For most opportunities, the higher the return, the higher the risk! Know this and know peace!
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